Retire
Start a Retirement Plan in 15 Minutes with the Colorado SecureSavings Program
Run by the Colorado Department of the Treasury, the SecureSavings Program is a fast and easy way for Coloradans to start saving for their retirement. If you're an employer, quickly set up savings accounts for your staff. If your employer doesn't offer a plan or you're self-employed, sign up today. Let’s make sure everyone in Colorado can retire worry-free.
Benefits to Employers
- You pay no management fees
- Requires very little time and administration on your end
- Allows you to offer competitive benefits to attract and retain talent
- Getting started is fast and easy
- Works seamlessly with your payroll process and employees are enrolled automatically
- Avoid fines by offering retirement savings
Benefits to Savers
- Simple, secure way to save for retirement
- Your account stays with you through job changes without complicated rollovers
- Contributions are customizable and can be made automatically
- Getting started is fast and easy
- Access to online tools and real people trained to help
- It’s voluntary—opt out anytime and re-enroll later
As fiduciaries, the Colorado SecureSavings Board puts the needs of savers first by prioritizing dependable investments. For more details, please read the full program description.
Why the Colorado Department of Treasury Cares
The Colorado SecureSavings Program was created in 2023 and is overseen by the Colorado Department of the Treasury to meet the urgent need for Coloradans to start saving for their retirement. At the time, more than 40% of Colorado’s private-sector workforce—nearly 940,000 workers—did not have access to a retirement savings plan at work.
An analysis by the Pew Research Center estimates that Colorado’s projected shortfall in retirement savings will cost the state over $5 billion between now and 2040. It was common sense for the state to step in and help the individuals and employers who face obstacles to starting retirement savings accounts.